Credit Scores Used for Auto Insurance Rates

Filed under: Car Insurance News

Last week, the Insurance Institute of Michigan has succeeded in using customer credit scores as basis for auto insurance pricing. The Supreme Court of Michigan has ruled in favor of the insurance institute with a vote of 4-3.

The Office of Financial and Insurance Regulations has attempted to ban the use of the credit scores to determine auto insurance prices since the consequences may be too harsh for the Detroit residents. The office lost but the battle goes on. Michigan’s insurance consumer representative, Melvin Butch Hallowell, states that there is no relationship between a person’s credit score and driving. Ins

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Posted on July 25th, 2010 by Andrew Gonzalez

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U.S. Health Reform Spurs Battles in States Over Premium Rate Increases

Filed under: Car Insurance News

OLDWICK, N.J. –Since the passage of U.S. health care reform, battles have erupted in some states between insurance commissioners and health insurers over double-digit premium rate increases sought by insurers on members in their individual and small group health plans.

Some fights are being waged in the battleground states of California, Massachusetts and New Mexico. The issue, in large part, has become a political hot potato, some say.

With more talk at the federal level about the need for oversight of excessive rates, insurance commissioners are interested in showing that they are acting to protect consumers, said Carmen Balber, director of the Washington, D.C.

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Posted on July 23rd, 2010 by Elizabeth Martin

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Cheap Car Insurance: Beware the Offer!

Filed under: Car Insurance News

One of the most popular online insurers has recently announced that, as part of a birthday giveaway, some of its customers will receive their car insurance free for a year. This sounds like an absolutely fantastic offer and one that is undoubtedly worth being a loyal customer for. The problem lies in how the cheap car insurance is doled out. All you have to do is take out a policy and then wait to see if you will get it for free! Yes, you have to take out a policy (not already have one) and then see if you get it for free. If not you could end up with a policy that you do not want and costs you more than you would otherwise have to pay.

There is a moral to this story.

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Posted on July 21st, 2010 by Elizabeth Martin

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Travelers’ Deceptive Ad Pulled Out

Filed under: Car Insurance News

Auto insurance is a necessity. But if a person doesn’t have it, it doesn’t mean he or she can lose his or her house when the person gets into a crash because of being uninsured.

This was based on a commercial aired by Travelers Insurance. Its mother company, The Travel Companies Inc. was demanded by the Texas Attorney General to remove the said commercial as it is misleading.

Greg Abbott, the Texas Attorney General, together with the Texas Department of Insurance sent a cease-and-desist letter last week with a text that if Travels does not remove the ad, it would be fined for civil penalties of $20,000 per commercial airing. Thi

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Posted on July 20th, 2010 by Andrew Gonzalez

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Womens Car Insurance & Comprehensive Premiums

Filed under: Car Insurance News

Womens car insurance is well known for its low premiums and ability to save households a whole lot of cash but those days may be over. Well, those days may still apply to womens insurance but you will still have to pay far more than you might have before. Why? Because there has been a 14% rise on premiums for all forms of comprehensive car insurance since the start of 2010.

14% probably does not sound like a lot in terms of the figure but when you look at how much that could represent then it becomes a bit of a problem. For example, if you pay over £500 for your insurance then it might mean £75 extra per year. I

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Posted on July 19th, 2010 by Elizabeth Martin

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California Residents Urged to Take Advantage of Affordable Auto Insurance Option

Filed under: Car Insurance News

Imperial, CA – As Imperial County struggles with major unemployment, many drivers have failed to take advantage of a program that could help them. So far this year, only two motorists in Imperial County has qualkified for the state’s Low Cost Auto Insurance program, an affordable way to comply with the law.

Imperial County residents need an affordable auto insurance option now more than ever. If you drive without insurance, you face potential fines, a suspended license and your car could be impounded. Tha

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Posted on July 17th, 2010 by Elizabeth Martin

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