How to Obtain the Best Car Insurance Rate

Filed under: Insurance Analyst

The average car insurance rate varies from state to state. Individuals residing in New York may find their rate to be higher based on several criteria. This will depend on the city in which they live, the car they drive, accident history, and age of driver. It pays to shop for the best rates. All drivers in the state of New York have to conform to the minimum auto insurance coverage. This minimum is for each car, per each accident and includes at least $25,000/per person up to 50,000 for injury, $50,000/100,000 for death, and $10,000 for property.

Here are ways to lower rates and understand what insurers are looking for.

Check with your current provider first - Ask your current insurance provider if there are ways to lower the premium.

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Posted on October 19th, 2011 by Thomas Anderson

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Absolute and Strict Liability

Filed under: Car Insurance News

Do you know when you are absolutely liable for damages? How about what your insurance company thinks about absolute and strict liability? It is important to know how your insurance policy handles absolute liability and what coverages you have for it.

Posted on October 13th, 2011 by Andrew Gonzalez

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All About Vehicle History Reports

Filed under: Insurance Analyst

Youve likely heard about vehicle history reports, and you may have even glanced over the content of these types of reports on vehicle auction websites or through used car dealers. However, are you aware of what information is contained in these reports? Do you know how to thoroughly read such a report when shopping for a used vehicle?

• Sources of Information

Information in a vehicle history report is compiled using records from insurance companies, accident reports, mechanic service records, junkyards, and state departments of motor vehicles. A

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Posted on October 12th, 2011 by Thomas Anderson

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New Mexico Auto Insurance Minimums, Laws for Drivers and Private Passenger Vehicles

Filed under: Car Insurance Deals

New Mexico mandates that residents have automobile insurance. If a driver is involved in a vehicle accident with another driver in the state of New Mexico, the insurance companies must cover damages or a lawsuit is in order.

There are basically three types of New Mexico car insurance:

Collision and Comprehensive Insurance

Collision insurance covers damages to your car because of accidental collision with another vehicle, infrastructure, highway object, or a rollover incident. This type of insurance is not required by law, but is greatly recommended.

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Posted on September 26th, 2011 by Elizabeth Martin

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Luxury Vehicle Escalade is a Big Target for Car Thieves in US

Filed under: Car Insurance News

Car theft is on the rise in most states. The model of vehicle that is most stolen right now is the Cadillac Escalade. Each time that the vehicle is stolen, it ends up costing auto insurance companies more than $10,000 to replace it. Car theft is a huge problem for luxury vehicles but passenger car such as the Chrysler 300 are also being targeted at an alarming rate. The two vehicles that are least likely to be stolen are the Audi 6 and the Mini Cooper.

The Escalade is a very visible truck that many people own. Thieves can easily spot this vehicle and steal it to scrape it for parts that get sold on the black market. Read more…

Posted on September 25th, 2011 by Andrew Gonzalez

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2001 Cadillac Catera For Sale in NJ

Filed under: Insurance Analyst

Vin: W06VR54R31R075176  Mileage: 87,246 miles  Stock #:   Exterior: GOLD  Engine: 6-Cylinder 3.0L V6  Interior: TAN  Transmission: 4 Speed Automatic  Trim/Package:   Fuel Type: Gasoline  MPG City/Hwy: 17 city / 24 hwy 

THIS IS YOUR OPPORTUNITY TO OWN THIS 2001 CADILLAC CATERA! ONLY 87K MILES! THIS CAR COMES EQUIPPED WITH A 3.0L V6 ENGINE AND A 4-SPEED AUTOMATIC TRANSMISSION. THE EXTER

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Posted on September 23rd, 2011 by Thomas Anderson

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